These guys confirm what I have been saying all along. There is a reason why the banks don't want you to have a loan modification. They put you into a trial loan modification hoping you blow a payment or you don't have proof you are submitting documents. Then they hope that you get so hopelessly behind on payments that you couldn't possibly cure your loan in bankruptcy. Any way you slice it the bank makes a bloody fortune of taxpayers backs. They spare no lobbying expense to convince our Senators and Congress don't vote to change bankruptcy law to help you. This sooooooo blows!!!!
I hope you find the video as informative as I did!